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Faysal Islami Investment Certificate

  • Highest Returns offered for 1 year PKR placements

  • Minimum investment of PKR 500,000 is required

  • Profit Payment Frequency of Monthly and Maturity available

  • All taxes and Zakat will be applicable as per regulations. All regulatory conditions will be levied as defined in relevant government regulations

  • Charges will be applied as per Bank’s prevailing Schedule of Charges

Faysal Islami Life Plus Investment Certificate

  • Specifically for Senior Citizens aged 55 years and above

  • 1 Year PKR placement with highest returns

  • Minimum investment of PKR 50,000 is required

  • Profit Payment Frequency of Monthly and Maturity available

  • All taxes and Zakat will be applicable as per regulations. All regulatory conditions will be levied as defined in relevant government regulations

  • Charges will be applied as per Bank’s prevailing Schedule of Charges

Barkat Investment Certificate

Barkat Investment Certificate (BIC) is available in PKR and FCY currency.

  • Flexible tenure options ranging from 1 Month, 3 Month, 6 Months and 1 Year

  • Profit Payment Frequency of Monthly, Quarterly, Semi-Annually and Maturity available

  • Minimum investment of PKR. 50,000 is required for PKR BIC and USD 1000 for FCY BIC

  • Lucrative Halal profit returns

  • All taxes and Zakat will be applicable as per regulations. All regulatory conditions will be levied as defined in relevant government regulations

  • Charges will be applied as per Bank’s prevailing Schedule of Charges

Islamic Investment Certificates offer you convenient financial solution under the arrangement of “Mudarabah”, where Faysal Bank is the Mudarib (Manager of the Funds) and you, the customer, are the “Rabb ul Maal” (Owner of the funds). These deposits are deployed in Shariah compliant modes such as Ijarah, Murabaha and Musharakah. The rate of profit on your deposit will be determined through a Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each month and shall be applicable for that month only. Islamic Investment Certificates will share the profit earned through financing in different modes of financing. Losses (if any) will be share in the proportion of investment by each depositor. Monthly weightages, Profit sharing ratios and actual profit displayed at Faysal Islamic branches as well as our website. You can also obtain it from dedicated RM.

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